Last Updated: 8 Feb 2025

1. Introduction

Welcome to Retire Pathway, operated by Impaktful Pty Ltd. By using our platform, you agree to these Terms & Conditions. If you do not agree, please do not use our services.

2. Who We Are

Retire Pathway helps users find personalized recommendations for activities, volunteering, donations, and professionals based on the information they provide.

3. Using Our Services

You must be at least 18 years old to use our platform.

You are responsible for the accuracy of the information you provide.

We may update or change our services at any time.

4. User Accounts

You must register an account to access our recommendations.

Some features may require a paid subscription.

You are responsible for keeping your account details secure.

5. Privacy & Data Collection

We collect and use personal data as outlined in our Privacy Policy. This includes:

Basic personal details (name, email, phone number)

Demographic data (suburb, postcode, age, gender, occupation)

Questionnaire responses and other user-generated content

Behavioral data (website and app usage)

Automatically collected data (cookies, analytics tools)

Third-party integrations (e.g., social media logins)

6. How We Use Your Data

We use your data to:

Provide and improve our services

Personalize your recommendations

Conduct internal research and develop new features

Communicate with you (e.g., updates, marketing, customer support)

Share deidentified data for research and reporting

7. Data Sharing

We share data only when necessary with:

Service providers (cloud hosting, analytics, email services)

Marketing and advertising partners

Third-party platforms for integrations

Legal and regulatory bodies, if required

8. Your Rights & Data Control

You can:

Request access to your data

Update or correct your information

Request deletion of your data

Opt out of marketing communications

9. Security Measures

We take security seriously and implement:

Data encryption

Access controls to limit unauthorized access

Regular security audits

Secure third-party service providers

Anonymization where possible

10. Children's Privacy

Our platform is not intended for users under 18, and we do not knowingly collect data from minors.

11. International Data Transfers

We may store and process data outside Australia and take necessary safeguards to protect your information.

12. Changes to These Terms

We may update these Terms & Conditions at any time. Users are responsible for reviewing updates, as no notifications will be sent.

13. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for their content or privacy practices.

14. Governing Law

These Terms & Conditions are governed by Australian law.

15. Contact Us

For any questions about these Terms & Conditions, email us at hello@retirepathway.com.